+- Wanderlodge Gurus - The Member Funded Wanderlodge Forum (http://www.wanderlodgegurus.com)
+-- Forum: Yahoo Groups Archive (/forumdisplay.php?fid=61)
+--- Forum: WanderlodgeForum (/forumdisplay.php?fid=63)
+--- Thread: Liability Insurance (/showthread.php?tid=4161)
Liability Insurance - Wallace Craig - 01-16-2007 08:14
For those concerned about liability coverage where the coach is owned by someone
(Delaware, Montana, South Dakota corps.) other than the usual driver the issue
is resolved by having any usual drivers added as an "additional named insured".
This puts such driver on the same insurance footing as the owner of the vehicle
and is covered for all insurance purposes. The same approach works for excess
coverage which comes into play above the limits of the primary coverage Having
someone added as an "additional named insured" is almost always without
additional premium, especially if such "additional named insured" is the primary
driver.
If you did not do this when you bought the policy, you can usually have your
agent add the "ANI" at any time by getting an endorsement to the policy
Just a word to the wise, no charge.
Wallace Craig
95 WLWB 42
Azle, Texas
[Non-text portions of this message have been removed]
Liability Insurance - Gregory OConnor - 01-17-2007 02:06
George, this is good advice. My coach is not owned by a company set
up for tax or responsibility avoidence but I have a liability policy
on a business DBA that does not list my name with the list
of "additionaly insured". Every time an attorney replies "no charge"
I just assume there is a balance on retainer.
GregoryO'Connor
94ptRomoland
--- In WanderlodgeForum@yahoogroups.com, Wallace Craig
>
> For those concerned about liability coverage where the coach is
owned by someone (Delaware, Montana, South Dakota corps.) other than
the usual driver the issue is resolved by having any usual drivers
added as an "additional named insured". This puts such driver on the
same insurance footing as the owner of the vehicle and is covered for
all insurance purposes. The same approach works for excess coverage
which comes into play above the limits of the primary coverage
Having someone added as an "additional named insured" is almost
always without additional premium, especially if such "additional
named insured" is the primary driver.
>
> If you did not do this when you bought the policy, you can
usually have your agent add the "ANI" at any time by getting an
endorsement to the policy
>
> Just a word to the wise, no charge.
>
>
> Wallace Craig
> 95 WLWB 42
> Azle, Texas
>
>
> [Non-text portions of this message have been removed]
>