FMCA 5 star insurance - Printable Version +- Wanderlodge Gurus - The Member Funded Wanderlodge Forum (http://www.wanderlodgegurus.com) +-- Forum: Yahoo Groups Archive (/forumdisplay.php?fid=61) +--- Forum: WanderlodgeForum (/forumdisplay.php?fid=63) +--- Thread: FMCA 5 star insurance (/showthread.php?tid=4337)

FMCA 5 star insurance - Bob Lawrence - 02-14-2007 12:55 In the FMCA book was an ad for insurance offered at an FMCA discount. I received a quote back after a week that stated they could insure my 84 PT but would need an appraisal done in the last 3 years. Question...who should I contact to get one done. My present insurance Formost is costing me 725 per year and this company wants 515 per year...sounds good if I can get the appraisal. Bob Lawrence 84 PT36 Tacoma, Wa. FMCA 5 star insurance - Wallace Craig - 02-14-2007 13:44 Bob, just a thought; why not ask FMCA who they want to do the apprasial. Unless you get a commitment out of them in advance that they will accept the appraiser, you have no assurance it will be usable. Or get from them a list of names thay will accept and then shop price on the appraisers. Bob Lawrence wrote: In the FMCA book was an ad for insurance offered at an FMCA discount. I received a quote back after a week that stated they could insure my 84 PT but would need an appraisal done in the last 3 years. Question...who should I contact to get one done. My present insurance Formost is costing me 725 per year and this company wants 515 per year...sounds good if I can get the appraisal. Bob Lawrence 84 PT36 Tacoma, Wa. Yahoo! Groups Links Wallace Craig 95 WLWB 42 Azle, Texas [Non-text portions of this message have been removed] FMCA 5 star insurance - Gregory OConnor - 02-15-2007 02:00 Bob, Wallace has a good point. I did my own appraisals for insurance on my tractors. I was told the appraisal sets max value for a claim and that value is a factor in premium charged. Max value has nothing to do with actual amount you can expect to get back in event of a loss except for the top end of the claim (I think). I got a letter that they need an indepent appraisal for an audit of the insurance companies total loss obligation. I sent a letter back that I would accomindate their appraiser (you want, it you get it). The guy they sent said he charged them $1670. for the appraisal of a bunch of crap that has less than $150K worth of market value. My bus is insured in a personal policy with an other insurer. They asked for an appraisal at the start and I sent them a letter stating the value and how I calculated the value. You may want to check if they are going to require the insured to update the appraisal every three years. They may also allow or have a form for you to do or get an appraisal. I set the appraisal value below purchase price because my interior was not pink. GregoryO'Connor underinsured and enjoying the premiums saved . --- In WanderlodgeForum@yahoogroups.com, Wallace Craig wrote: > > Bob, just a thought; why not ask FMCA who they want to do the apprasial. Unless you get a commitment out of them in advance that they will accept the appraiser, you have no assurance it will be usable. Or get from them a list of names thay will accept and then shop price on the appraisers. > > Bob Lawrence wrote: > In the FMCA book was an ad for insurance offered at an FMCA discount. > > I received a quote back after a week that stated they could insure my > 84 PT but would need an appraisal done in the last 3 years. > > Question...who should I contact to get one done. > > My present insurance Formost is costing me 725 per year and this > company wants 515 per year...sounds good if I can get the appraisal. > > Bob Lawrence > 84 PT36 > Tacoma, Wa. > > > > > Yahoo! Groups Links > > > > > > > Wallace Craig > 95 WLWB 42 > Azle, Texas > > > [Non-text portions of this message have been removed] > FMCA 5 star insurance - Bob Lawrence - 02-15-2007 14:41 I called the FMCA 5 star insurance back and they said I would have to get a new appraisal every 3 years because of the age of the coach..Think I'll pass..to much trouble for the 200 buck savings each year. Bob Lawrence 84 PT36 Tacoma,Wa --- In WanderlodgeForum@yahoogroups.com, Wallace Craig wrote: > > Bob, just a thought; why not ask FMCA who they want to do the apprasial. Unless you get a commitment out of them in advance that they will accept the appraiser, you have no assurance it will be usable. Or get from them a list of names thay will accept and then shop price on the appraisers. > > Bob Lawrence wrote: > In the FMCA book was an ad for insurance offered at an FMCA discount. > > I received a quote back after a week that stated they could insure my > 84 PT but would need an appraisal done in the last 3 years. > > Question...who should I contact to get one done. > > My present insurance Formost is costing me 725 per year and this > company wants 515 per year...sounds good if I can get the appraisal. > > Bob Lawrence > 84 PT36 > Tacoma, Wa. > > > > > Yahoo! Groups Links > > > > > > > Wallace Craig > 95 WLWB 42 > Azle, Texas > > > [Non-text portions of this message have been removed] > FMCA 5 star insurance - rwoodysurplus - 02-15-2007 14:51 i asked bill rowe and he told me progressive told him to get a rv dealer/sales place to get it done and send it in..most of them will do it for free he said. woody 2 birder in cold little rock --- In WanderlodgeForum@yahoogroups.com, "Bob Lawrence" wrote: > > I called the FMCA 5 star insurance back and they said I would have to > get a new appraisal every 3 years because of the age of the > coach..Think I'll pass..to much trouble for the 200 buck savings each > year. > Bob Lawrence > 84 PT36 > Tacoma,Wa > > --- In WanderlodgeForum@yahoogroups.com, Wallace Craig > wrote: > > > > Bob, just a thought; why not ask FMCA who they want to do the > apprasial. Unless you get a commitment out of them in advance that > they will accept the appraiser, you have no assurance it will be > usable. Or get from them a list of names thay will accept and then > shop price on the appraisers. > > > > Bob Lawrence wrote: > > In the FMCA book was an ad for insurance offered at an FMCA > discount. > > > > I received a quote back after a week that stated they could insure > my > > 84 PT but would need an appraisal done in the last 3 years. > > > > Question...who should I contact to get one done. > > > > My present insurance Formost is costing me 725 per year and this > > company wants 515 per year...sounds good if I can get the appraisal. > > > > Bob Lawrence > > 84 PT36 > > Tacoma, Wa. > > > > > > > > > > Yahoo! Groups Links > > > > > > > > > > > > > > Wallace Craig > > 95 WLWB 42 > > Azle, Texas > > > > > > [Non-text portions of this message have been removed] > > > FMCA 5 star insurance - Howard O. Truitt - 02-15-2007 15:07 Bob, Try GMAC through Good Sam Howard, Camilla, Ga. 86 PT40 ----- Original Message ----- From: Bob Lawrence To: WanderlodgeForum@yahoogroups.com Sent: Thursday, February 15, 2007 9:41 PM Subject: [WanderlodgeForum] Re: FMCA 5 star insurance I called the FMCA 5 star insurance back and they said I would have to get a new appraisal every 3 years because of the age of the coach..Think I'll pass..to much trouble for the 200 buck savings each year. Bob Lawrence 84 PT36 Tacoma,Wa --- In WanderlodgeForum@yahoogroups.com, Wallace Craig wrote: > > Bob, just a thought; why not ask FMCA who they want to do the apprasial. Unless you get a commitment out of them in advance that they will accept the appraiser, you have no assurance it will be usable. Or get from them a list of names thay will accept and then shop price on the appraisers. > > Bob Lawrence wrote: > In the FMCA book was an ad for insurance offered at an FMCA discount. > > I received a quote back after a week that stated they could insure my > 84 PT but would need an appraisal done in the last 3 years. > > Question...who should I contact to get one done. > > My present insurance Formost is costing me 725 per year and this > company wants 515 per year...sounds good if I can get the appraisal. > > Bob Lawrence > 84 PT36 > Tacoma, Wa. > > > > > Yahoo! Groups Links > > > > > > > Wallace Craig > 95 WLWB 42 > Azle, Texas > > > [Non-text portions of this message have been removed] > ------------------------------------------------------------------------------ No virus found in this incoming message. Checked by AVG Free Edition. Version: 7.1.411 / Virus Database: 268.17.33/678 - Release Date: 2/9/2007 [Non-text portions of this message have been removed]