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07-02-2010, 12:48

Hi group,
My Foremost insurance is coming up for renewal.
My last policy with them was $630 and for renewal they want $711.
No claims or anything.
I checked with Progressive as they have our car and they want $505.
This is based on the low book of $13,800 of worth or ACV.
Jeeze, our bird is dropping faster than Obama's popularity.
Anybody got a better insurance company to deal with?
Is anybody going with their Actual Cash Value with an insurance co?

Bob Lawrence
84 PT36
Cushing, Maine

07-02-2010, 14:34

Howdy, Bob.
--- In WanderlodgeForum@yahoogroups.com, "Bluebird Bob" wrote:
>
> Hi group,
> My Foremost insurance is coming up for renewal.
> My last policy with them was $630 and for renewal they want $711.
> No claims or anything.
> I checked with Progressive as they have our car and they want $505.
> This is based on the low book of $13,800 of worth or ACV.
> Jeeze, our bird is dropping faster than Obama's popularity.
> Anybody got a better insurance company to deal with?
> Is anybody going with their Actual Cash Value with an insurance co?
>
> Bob Lawrence
> 84 PT36
> Cushing, Maine
Try [url]www.explorerrv.com[/url].

Regards,
Jack and Liz Pearce
Fulltiming in a 1993 Wanderlodge WB40
D'Hanis, TX
Buena Vista, CO

07-02-2010, 16:58

I have my Wanderlodge with Progressive also and I picked a value thatI felt I could replace it for in today's down market in the unlikely situation that it would be totaled out. I don't think it pays to insure for more than current market value because it just raises your premium and God willing, you will never need it anyway, and if you do you will be covered adequately to replace it.I can always increase the insured value if things turn around and values start going up.

Wayne

96PT42

From: Bluebird Bob
To: WanderlodgeForum@yahoogroups.com
Sent: Fri, July 2, 2010 7:48:30 PM
Subject: [WanderlodgeForum] New insurance

Hi group,
My Foremost insurance is coming up for renewal.
My last policy with them was $630 and for renewal they want $711.
No claims or anything.
I checked with Progressive as they have our car and they want $505.
This is based on the low book of $13,800 of worth or ACV.
Jeeze, our bird is dropping faster than Obama's popularity.
Anybody got a better insurance company to deal with?
Is anybody going with their Actual Cash Value with an insurance co?

Bob Lawrence
84 PT36
Cushing, Maine

07-03-2010, 12:47

> I have my Wanderlodge with Progressive also and I picked a value thatÃ I felt
I
> could replace it for in today's down market in the unlikely situation that it
> would be totaled out. I don't think it pays to insure for more than current
> market value because it just raises your premium and God willing, you will
never
> need it anyway, and if you do you will be covered adequately to replace it.Ã I
> can always increase the insured value if things turn around and values start
> going up.
>
>
> Wayne
> 96PT42
>
>Hi Wayne,
Don't think I could replace our rig for the 13k low market value that it
presently is rated for.

Bob Lawrence
84 PT36
Cushing, Maine
>
>
> ________________________________
> From: Bluebird Bob
> To: WanderlodgeForum@yahoogroups.com
> Sent: Fri, July 2, 2010 7:48:30 PM
> Subject: [WanderlodgeForum] New insurance
>
> Ã
> Hi group,
> My Foremost insurance is coming up for renewal.
> My last policy with them was $630 and for renewal they want $711.
> No claims or anything.
> I checked with Progressive as they have our car and they want $505.
> This is based on the low book of $13,800 of worth or ACV.
> Jeeze, our bird is dropping faster than Obama's popularity.
> Anybody got a better insurance company to deal with?
> Is anybody going with their Actual Cash Value with an insurance co?
>
> Bob Lawrence
> 84 PT36
> Cushing, Maine
>

07-03-2010, 12:50

> Howdy, Bob.
> --- In WanderlodgeForum@yahoogroups.com, "Bluebird Bob"
> wrote:
> >
> > Hi group,
> > My Foremost insurance is coming up for renewal.
> > My last policy with them was $630 and for renewal they want $711.
> > No claims or anything.
> > I checked with Progressive as they have our car and they want $505.
> > This is based on the low book of $13,800 of worth or ACV.
> > Jeeze, our bird is dropping faster than Obama's popularity.
> > Anybody got a better insurance company to deal with?
> > Is anybody going with their Actual Cash Value with an insurance co?
> >
> > Bob Lawrence
> > 84 PT36
> > Cushing, Maine
> Try http://www.explorerrv.com.
>
> Regards,
> Jack and Liz Pearce
> Fulltiming in a 1993 Wanderlodge WB40
> D'Hanis, TX
> Buena Vista, Co

Hi Jack,
I filled out their online app.
I think they are no different than the agent we presently have who is also
looking for us.
We'll see.

Bob Lawrence
84 PT36 (With an NADA value of 13k)
Cushing, Maine

07-03-2010, 12:52

Bob, I think, if I sold my bus, I would have to give the buyer some cash~

Ernie Ekberg

83PT40

Wanderlodge

Weatherford, Tx 817-475-3991

www.ernieekbergflooring.net

--- On Sat, 7/3/10, Bluebird Bob wrote:

From: Bluebird Bob
Subject: [WanderlodgeForum] Re: New insurance
To: WanderlodgeForum@yahoogroups.com
Date: Saturday, July 3, 2010, 7:50 PM

> Howdy, Bob.
> --- In WanderlodgeForum@yahoogroups.com, "Bluebird Bob"
> wrote:
> >
> > Hi group,
> > My Foremost insurance is coming up for renewal.
> > My last policy with them was $630 and for renewal they want $711.
> > No claims or anything.
> > I checked with Progressive as they have our car and they want $505.
> > This is based on the low book of $13,800 of worth or ACV.
> > Jeeze, our bird is dropping faster than Obama's popularity.
> > Anybody got a better insurance company to deal with?
> > Is anybody going with their Actual Cash Value with an insurance co?
> >
> > Bob Lawrence
> > 84 PT36
> >
Cushing, Maine
> Try http://www.explorerrv.com.
>
> Regards,
> Jack and Liz Pearce
> Fulltiming in a 1993 Wanderlodge WB40
> D'Hanis, TX
> Buena Vista, Co

Hi Jack,
I filled out their online app.
I think they are no different than the agent we presently have who is also looking for us.
We'll see.

Bob Lawrence
84 PT36 (With an NADA value of 13k)
Cushing, Maine

07-04-2010, 11:50

Moral of the story.....don't sell the bus.
We plan to keep ours until we have to go to the old folk's home.
Bob Lawrence
84 PT36 (I think the worth went down another 5 bucks today)
Cushing, Maine

> Bob, I think, if I sold my bus, I would have to give the buyer some cash~
>
>
> Ernie Ekberg
> 83PT40
> Wanderlodge
> Weatherford, TxÃ 817-475-3991
> http://www.ernieekbergflooring.net
>

07-04-2010, 12:01

I use Progressive because we full time and I think they were the most reasonable when I shopped for full-timers insurance. Plus, I bought an additional 10K in contents.

I think it's best to keep it as well. Our 85 PT40 is one of the best values still!! Hang onto those Birds. And, it gives the kids an inheritance!!!!

Jerry
85 PT40

Sent via BlackBerry from T-Mobile

From: "Bluebird Bob"

Sender: WanderlodgeForum@yahoogroups.com

Date: Sun, 04 Jul 2010 23:50:49 -0000

To:

ReplyTo: WanderlodgeForum@yahoogroups.com

Subject: [WanderlodgeForum] Re: New insurance

Moral of the story.....don't sell the bus.

We plan to keep ours until we have to go to the old folk's home.

Bob Lawrence

84 PT36 (I think the worth went down another 5 bucks today)

Cushing, Maine

> Bob, I think, if I sold my bus, I would have to give the buyer some cash~

>

>

> Ernie Ekberg

> 83PT40

> Wanderlodge

> Weatherford, TxÃÂ 817-475-3991

> http://www.ernieekbergflooring.net

>

07-04-2010, 12:09

Bob- your bus is worth more since you are up in Maine- not here is sweat city, Tx

Ernie Ekberg

83PT40

Wanderlodge

Weatherford, Tx 817-475-3991

www.ernieekbergflooring.net

--- On Sun, 7/4/10, Bluebird Bob wrote:

From: Bluebird Bob
Subject: [WanderlodgeForum] Re: New insurance
To: WanderlodgeForum@yahoogroups.com
Date: Sunday, July 4, 2010, 6:50 PM

Moral of the story.....don't sell the bus.
We plan to keep ours until we have to go to the old folk's home.
Bob Lawrence
84 PT36 (I think the worth went down another 5 bucks today)
Cushing, Maine

> Bob, I think, if I sold my bus, I would have to give the buyer some cash~
>
>
> Ernie Ekberg
> 83PT40
> Wanderlodge
> Weatherford, TxÃâ 817-475-3991
> http://www.ernieekbergflooring.net
>

07-05-2010, 06:08

I agree, even in today's market that is way to low for your coach. Progressive will usually let you put the value on it that you choose but of coarse your premium reflects that value.

Wayne

96PT42

From: Bluebird Bob
To: WanderlodgeForum@yahoogroups.com
Sent: Sat, July 3, 2010 7:47:06 PM
Subject: [WanderlodgeForum] Re: New insurance

> I have my Wanderlodge with Progressive also and I picked a value thatÃâI felt I
> could replace it for in today's down market in the unlikely situation that it
> would be totaled out. I don't think it pays to insure for more than current
> market value because it just raises your premium and God willing, you will never
> need it anyway, and if you do you will be covered adequately to replace it.ÃâI
> can always increase the insured value if things turn around and values start
> going up.
>
>
> Wayne
> 96PT42
>
>Hi Wayne,
Don't think I could replace our rig for the 13k low market value that it presently is rated for.

Bob Lawrence
84 PT36
Cushing, Maine
>
>
> ________________________________
> From: Bluebird Bob
> To: "WanderlodgeForum%40yahoogroups.com"
> Sent: Fri, July 2, 2010 7:48:30 PM
> Subject: [WanderlodgeForum] New insurance
>
> Ãâ
> Hi group,
> My Foremost insurance is coming up for renewal.
> My last policy with them was $630 and for renewal they want $711.
> No claims or anything.
> I checked with Progressive as they have our car and they want $505.
> This is based on the low book of $13,800 of worth or ACV.
> Jeeze, our bird is dropping faster than Obama's popularity.
> Anybody got a better insurance company to deal with?
> Is anybody going with their Actual Cash Value with an insurance co?
>
> Bob Lawrence
> 84 PT36
> Cushing, Maine
>