Post Reply 
 
Thread Rating:
  • 0 Vote(s) - 0 Average
  • 1
  • 2
  • 3
  • 4
  • 5
Want to buy Bluebird
11-26-2007, 09:37
Post: #44
Want to buy Bluebird
I solve that by:

1) use their own automatic payment service, so they have to eat the costs
when they mess up.

and

2) use my checking account free automatic bill payment to make a second
small payment twice a month or even weekly so the monthly minimum payment
can never be late (and my bank actually claims to cover late fees and extra
interest if they foul up and don't make a payment when they said they
would)...

On Nov 26, 2007 4:10 PM, Ryan Wright wrote:

> Dorn,
>
>
> > My favorite form of financing is the periodic credit card deals of 0%
> for a
> > year or so on balance transfers. If the fee has a cap, which they always
> > did until lately and some do still, I just take the money and put it in
> my
> > savings account at 4.75% Smile $90 to borrow $19,000 for 12 months and earn
> > almost $1000 in interest... Who would turn that down? Smile
>
> That all works great until the credit card company "forgets" to apply
> your payment. I used to play similar games - until Citibank
> conveniently botched a payment I made. They raised my interest rate
> from 0% to 36%, tacked on a couple hundred bucks in fees and over
> $1,500 in interest charges by the time we got it resolved - and the
> whole situation was their fault, not mine.
>
> It took dozens of phone calls, complaints to the BBB and state
> attorney generals - countless hours of my time - to resolve. I did get
> all of the bogus charges and fees credited back and my interest rate
> reset properly, but the hassle was not worth the money.
>
> As it turns out, this is a relatively common practice amongst credit
> card issuers. Now I avoid these people like the plague. I also get a
> nice little discount when I pay cash for my coach fuel instead of
> whipping out the plastic. Smile
>
> -Ryan
>
>


[Non-text portions of this message have been removed]
Quote this message in a reply
Post Reply 


Messages In This Thread
Want to buy Bluebird - Larry Parmenter - 11-20-2007, 16:56
Want to buy Bluebird - bubblerboy64 - 11-21-2007, 02:25
Want to buy Bluebird - Rob Robinson - 11-21-2007, 03:15
Want to buy Bluebird - Ryan Wright - 11-21-2007, 07:53
Want to buy Bluebird - erniecarpet@... - 11-21-2007, 08:02
Want to buy Bluebird - John McGinnis - 11-22-2007, 05:36
Want to buy Bluebird - mbulriss - 11-22-2007, 06:33
Want to buy Bluebird - Peter T. Arnold - 11-22-2007, 11:49
Want to buy Bluebird - Scott Forman - 11-22-2007, 15:23
Want to buy Bluebird - Gregory OConnor - 11-22-2007, 17:06
Want to buy Bluebird - erniecarpet@... - 11-22-2007, 21:00
Want to buy Bluebird - birdshill123 - 11-23-2007, 02:53
Want to buy Bluebird - martingregg598 - 11-23-2007, 09:35
Want to buy Bluebird - Gardner Yeaw - 11-23-2007, 10:08
Want to buy Bluebird - martingregg598 - 11-23-2007, 10:22
Want to buy Bluebird - Pete Masterson - 11-23-2007, 10:42
Want to buy Bluebird - John McGinnis - 11-23-2007, 11:35
Want to buy Bluebird - Kurt Horvath - 11-23-2007, 12:20
Want to buy Bluebird - martingregg598 - 11-23-2007, 12:33
Want to buy Bluebird - Kurt Horvath - 11-23-2007, 13:17
Want to buy Bluebird - martingregg598 - 11-23-2007, 13:31
Want to buy Bluebird - Kurt Horvath - 11-23-2007, 13:51
Want to buy Bluebird - Pete Masterson - 11-23-2007, 13:57
Want to buy Bluebird - Pete Masterson - 11-23-2007, 14:01
Want to buy Bluebird - maureyroad - 11-23-2007, 14:07
Want to buy Bluebird - Pete Masterson - 11-23-2007, 14:16
Want to buy Bluebird - Kurt Horvath - 11-23-2007, 14:29
Want to buy Bluebird - mbulriss - 11-23-2007, 14:51
Want to buy Bluebird - Kurt Horvath - 11-23-2007, 15:00
Want to buy Bluebird - Leroy Eckert - 11-23-2007, 16:32
Want to buy Bluebird - Tom McCarthy - 11-24-2007, 13:06
Want to buy Bluebird - Pete Masterson - 11-25-2007, 04:22
Want to buy Bluebird - Ryan Wright - 11-25-2007, 18:09
Want to buy Bluebird - Tom McCarthy - 11-25-2007, 18:14
Want to buy Bluebird - Ryan Wright - 11-25-2007, 18:28
Want to buy Bluebird - bubblerboy64 - 11-26-2007, 03:06
Want to buy Bluebird - Gregory OConnor - 11-26-2007, 03:57
Want to buy Bluebird - Jon - 11-26-2007, 07:01
Want to buy Bluebird - bubblerboy64 - 11-26-2007, 07:48
Want to buy Bluebird - Dorn Hetzel - 11-26-2007, 08:04
Want to buy Bluebird - bubblerboy64 - 11-26-2007, 08:18
Want to buy Bluebird - Dorn Hetzel - 11-26-2007, 08:33
Want to buy Bluebird - Ryan Wright - 11-26-2007, 09:10
Want to buy Bluebird - Dorn Hetzel - 11-26-2007 09:37
Want to buy Bluebird - Dorn Hetzel - 11-26-2007, 09:39
Want to buy Bluebird - bubblerboy64 - 11-26-2007, 10:07
Want to buy Bluebird - Don Bradner - 11-26-2007, 10:15
Want to buy Bluebird - Dorn Hetzel - 11-26-2007, 10:46
Want to buy Bluebird - Dorn Hetzel - 11-26-2007, 10:52
Want to buy Bluebird - Leroy Eckert - 11-26-2007, 10:58
Want to buy Bluebird - Jon - 11-26-2007, 12:22
Want to buy Bluebird - Leroy Eckert - 11-26-2007, 14:44
Want to buy Bluebird - Ryan Wright - 11-26-2007, 15:08
Want to buy Bluebird - Leroy Eckert - 11-26-2007, 15:28
Want to buy Bluebird - Don Bradner - 11-26-2007, 16:10
Want to buy Bluebird - mbulriss - 11-26-2007, 16:55
Want to buy Bluebird - Don Bradner - 11-26-2007, 17:26
Want to buy Bluebird - Dorn Hetzel - 11-27-2007, 02:06
Want to buy Bluebird - Pete Masterson - 11-27-2007, 02:21
Want to buy Bluebird - Don Bradner - 11-27-2007, 04:26
Want to buy Bluebird - Gregory OConnor - 11-27-2007, 13:26
Want to buy Bluebird - Gardner Yeaw - 11-27-2007, 14:18



User(s) browsing this thread: 4 Guest(s)